What Is O-5 BAH at Joint Base Pearl Harbor-Hickam? (2026 Hawaii Rates)
Quick answer: 2026 Hawaii BAH for an O-5 stationed at Joint Base Pearl Harbor-Hickam is $4,959 per month with dependents and $4,224 per month without dependents.
Joint Base Pearl Harbor-Hickam uses Honolulu County BAH, which means O-5 BAH is the same anywhere on Oʻahu. Your allowance changes only by rank and dependency status, not by which base you are assigned to.
Joint Base Pearl Harbor Hickam Hawaii BAH Chart (All Ranks)
This chart shows the monthly Hawaii Honolulu County BAH by rank for Joint Base Pearl Harbor Hickam Hawaii on Oʻahu. Pearl Harbor Hickam uses Honolulu County BAH rates.
| Rank | With Dependents | Without Dependents |
|---|---|---|
| E-1 | $3,333 | $2,598 |
| E-2 | $3,333 | $2,598 |
| E-3 | $3,333 | $2,598 |
| E-4 | $3,333 | $2,598 |
| E-5 | $3,663 | $2,856 |
| E-6 | $3,912 | $3,036 |
| E-7 | $4,098 | $3,348 |
| E-8 | $4,302 | $3,720 |
| E-9 | $4,518 | $3,783 |
| W-1 | $3,930 | $3,222 |
| W-2 | $4,182 | $3,717 |
| W-3 | $4,434 | $3,795 |
| W-4 | $4,551 | $3,951 |
| W-5 | $4,692 | $4,146 |
| O-1 | $3,702 | $2,997 |
| O-2 | $3,909 | $3,555 |
| O-3 | $4,428 | $3,819 |
| O-4 | $4,737 | $4,110 |
| O-5 | $4,959 | $4,224 |
| O-6 | $5,001 | $4,413 |
| O-7 | $4,827 | $4,494 |
Note: These are Honolulu County BAH 2026 rates (used for Joint Base Pearl Harbor Hickam Hawaii on Oʻahu). Always confirm your exact allowance using the official DoD BAH calculator.
Using Your O-5 BAH at Pearl Harbor-Hickam
My family was assigned to Joint Base Pearl Harbor-Hickam for years, and we have lived on Oʻahu for more than 13 years. We understand the base tempo, traffic flow, school zones, HOA realities, insurance costs, and how commute patterns change during the week. That local experience matters when you are making a six or seven figure decision.
Many O-5 families assigned to Pearl Harbor-Hickam choose to live in Ewa Beach, Ocean Pointe, Kapolei, Aiea, or Pearl City. Ewa Beach in particular offers larger homes and newer construction compared to town, while still providing a manageable commute depending on departure time. The key is aligning your Honolulu County BAH with purchase price, property taxes, association fees, and long-term resale value so the payment feels strategic, not stretched.
BAH gives you strong buying power on Oʻahu. The difference between using it wisely and overextending often comes down to understanding the micro-markets and daily lifestyle impact. That is where local, long-term experience makes a measurable difference.
MaryJo McGillicuddy, Realtor Associate, Military Relocation Professional
Century 21 Island Homes
📍 91-1105 Keaunui Dr #520, Ewa Beach, HI 96706
📞 (808) 724-4629
✉️ maryjo@c21islandhomes.com
🌐 sellhomeshawaii.com
O-5 BAH at Joint Base Pearl Harbor-Hickam FAQs
What is 2026 O-5 BAH at Pearl Harbor-Hickam?
In 2026, an O-5 stationed on Oʻahu receives $4,959 per month with dependents and $4,224 without dependents. These are Honolulu County rates used for all installations on the island.
Is BAH different between Pearl Harbor and Hickam?
No. Joint Base Pearl Harbor-Hickam uses Honolulu County BAH. The rate does not change based on which gate or command you are assigned to.
Where do most O-5 families live near JBPHH?
Many O-5 families choose Ewa Beach, Kapolei, or Pearl City for newer homes and manageable commutes. Some prefer town areas for proximity, depending on work location and school preference.
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