What Is E-7 BAH at Schofield Barracks? (2026 Hawaii BAH Rates)
Quick answer: 2026 Hawaii BAH for an E-7 stationed at Schofield Barracks is $4,098 per month with dependents and $3,348 per month without dependents. E-7 BAH at Schofield Barracks is the same as E-7 BAH anywhere on Oʻahu (Honolulu County) — the only difference is whether you have dependents or not.
Schofield Barracks BAH Chart (All Ranks)
This chart shows the monthly Hawaii BAH by rank for Schofield Barracks on Oʻahu. Schofield uses Honolulu County BAH rates.
| Rank | With Dependents | Without Dependents |
|---|---|---|
| E-1 | $3,333 | $2,598 |
| E-2 | $3,333 | $2,598 |
| E-3 | $3,333 | $2,598 |
| E-4 | $3,333 | $2,598 |
| E-5 | $3,663 | $2,856 |
| E-6 | $3,912 | $3,036 |
| E-7 | $4,098 | $3,348 |
| E-8 | $4,302 | $3,720 |
| E-9 | $4,518 | $3,783 |
| W-1 | $3,930 | $3,222 |
| W-2 | $4,182 | $3,717 |
| W-3 | $4,434 | $3,795 |
| W-4 | $4,551 | $3,951 |
| W-5 | $4,692 | $4,146 |
| O-1 | $3,702 | $2,997 |
| O-2 | $3,909 | $3,555 |
| O-3 | $4,428 | $3,819 |
| O-4 | $4,737 | $4,110 |
| O-5 | $4,959 | $4,224 |
| O-6 | $5,001 | $4,413 |
| O-7 | $4,827 | $4,494 |
Note: These are Honolulu County BAH rates (used for Schofield Barracks on Oʻahu). Always confirm your exact allowance using the official DoD BAH calculator.
Why Schofield BAH = Honolulu County BAH
Here’s the key point: Schofield Barracks is on Oʻahu, and the DoD sets BAH based on the local housing market for your duty location. On Oʻahu, that means your BAH is tied to Honolulu County, not a separate “Schofield-only” housing allowance.
If you’re an E-7, your BAH is based on your pay grade and whether you have dependents. That’s why you’ll see two different monthly rates (with dependents vs without dependents). But you will not get a different BAH just because you live closer to Schofield, Wheeler, Pearl Harbor, Hickam, or Kaneohe. The BAH table follows the island’s housing market.
Real-life advice: for most E-7 families, the bigger decision is not the exact BAH number. It is where you want your day-to-day life to feel easiest. Some people want the shortest possible commute to Schofield. Others care more about schools, parking, yard space, or being closer to shopping, beaches, and weekend life. That is where the right neighborhood choice can make your BAH feel “tight” or feel very comfortable.
From what I see every week helping military families on Oʻahu, the “best” home for Schofield is not always the biggest. It is the one that fits your commute, your routine, and your monthly budget in a way that feels calm and sustainable.
MaryJo McGillicuddy, Realtor Associate
Century 21 Island Homes
📍 91-1105 Keaunui Dr #520, Ewa Beach, HI 96706
📞 (808) 724-4629
✉️ maryjo@c21islandhomes.com
🌐 sellhomeshawaii.com
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