Why Military Families Choose Ewa Beach
Ewa Beach offers a balance of affordability, convenience, and lifestyle perks. Most neighborhoods are within 15–30 minutes of Pearl Harbor, Hickam, and Camp Smith, with Schofield Barracks roughly 30–35 minutes away. This makes it possible to live near the beach while still keeping commute times reasonable.
Neighborhoods Popular with Service Members
- Ocean Pointe: Master-planned community with sidewalks, parks, and modern homes — great for kids and pets.
- Hoakalei: Golf course community offering resort-style amenities and larger homes — perfect for families who entertain.
- Ewa Gentry: Variety of single-family homes and townhomes at multiple price points.
BAH and VA Loan Advantages
Most military buyers in Ewa Beach use their VA entitlement, allowing for 0% down financing and competitive rates. Combine this with your BAH for 2025 and you can often cover your entire monthly payment with your allowance.
Curious about cost-of-living benefits? See our full guide on COLA for military families PCSing to Hawaiʻi.
What I Love About Ewa Beach for Military Families
I love how close everything is — grocery stores like Safeway and Foodland Farms, Costco in Kapolei, and Ka Makana Aliʻi mall just minutes away. For retirees and veterans, the new Daniel K. Inouye VA Center in Kapolei offers top-tier medical support.

MaryJo McGillicuddy – Your Military Relocation Specialist
📍 91-1105 Keaunui Dr #520, Ewa Beach, HI 96706
📞 (808) 724-4629
✉️ maryjo@c21islandhomes.com
🌐 sellhomeshawaii.com