Exploring West Oʻahu: Coastal Living in Ewa Beach and Hillside Living in Makakilo
Exploring West Oʻahu: Coastal Living in Ewa Beach and Hillside Living in Makakilo
I’m MaryJo McGillicuddy, a West Oʻahu REALTOR® who has helped buyers and sellers navigate
Ewa Beach and Makakilo for years—from ocean-adjacent townhomes to breezy hillside single-family
homes. This guide gives you a neutral, side-by-side comparison of lifestyle, housing types, commute,
and ownership considerations so you can decide what fits your family. Whether you’re relocating for work, arriving on
PCS orders, or weighing a VA loan, you’ll find practical details and next steps below.
Who gravitates where? Beach-and-golf lifestyle seekers often prioritize Ewa Beach; buyers wanting hillside breezes, views, and a quieter vibe often choose Makakilo.
Slope/retaining walls in some areas; confirm exterior rules
Weather & microclimate
Warmer at sea level; proximity to salt air
Cooler & breezier at elevation; less salt exposure
Commute overview
Access via Fort Weaver Rd & H-1; plan for peak traffic
Quick drop to Kapolei; H-1 access; elevation adds a few minutes
Good fit for
Beach/golf lifestyle, planned communities, proximity to lagoon resorts
Buyers seeking breezes, views, and quieter hillside neighborhoods
Commute & base access (PCS/VA buyers)
Both areas serve military buyers well. From Ewa Beach, expect a straightforward route to Pearl Harbor–Hickam via
Fort Weaver Road and H-1. From Makakilo, you’ll descend to Kapolei and join H-1 with a few extra minutes added by
elevation. For PCS and VA buyers, I help map commute times by shift and plan house-hunting windows around check-in.
Ownership, HOA & property considerations
Ewa Beach: Review master-planned HOA rules, reserve studies, and pending projects.
Makakilo: On hillside lots, confirm retaining walls, drainage, and exterior rules before you offer.
Cost of living & utilities
Utility usage varies by microclimate: sea-level homes may run more AC during summer; hillside homes benefit from
breezes. HOA dues and amenity packages differ by community. I’ll provide recent comps and utility averages for
the neighborhoods you shortlist.
Schools & amenities
Both areas benefit from nearby shopping, parks, and recreation. Ewa Beach offers coastal access and golf; Makakilo
residents drop down to Kapolei for shopping and dining while enjoying quieter hillside streets at home.
Makakilo’s elevation brings breezes and slightly cooler temps compared with sea-level Ewa Beach. Many buyers value the natural ventilation; others prefer coastal proximity—personal preference wins.
Are there flood or slope considerations I should know about?
Ewa Beach’s coastal setting means reviewing flood maps and insurance requirements, while hillside Makakilo buyers should evaluate drainage and any retaining walls. I’ll walk you through disclosures in each community.
Which area is better for VA buyers?
Both work well for VA buyers. Your ideal fit depends on lifestyle, inventory, HOA rules, and commute. I’ll help you align pre-approval, BAH, and target neighborhoods to your timeline.
Ocean Pointe Corner-Lot Homes with Extra Parking (Ewa Beach): 2025 Buyer’s Guide
Ocean Pointe Corner-Lot Homes with Extra Parking (Ewa Beach): 2025 Buyer’s Guide
Corner-lot homes can unlock more usable outdoor space and parking flexibility.
If you’re house-hunting in Ewa Beach, you’ve probably seen Ocean Pointe homes that sit on corner lots—some with a little more breathing room and clever parking options. I’m MaryJo McGillicuddy, a Hawaii Realtor who’s lived on Oahu for 12 years and helped many West Oahu buyers compare micro-locations, CC&R nuances, and lot orientation tradeoffs. Below I’ll show you how to target corner-lot homes in Ocean Pointe that feel larger, park easier, and catch better breezes—without stepping on common HOA rules in 2025.
Why corner lots in Ocean Pointe are a smart 2025 target
Extra parking potential: Some corners have curb geometry or side-yard layouts that make off-street pads or easier parallel parking more workable.
Better light & airflow: Two street frontages often mean more windows, cross-breezes, and fewer direct neighbors.
Yard “feel” vs. square footage: Even when the lot size is similar, the usable layout (side gates, setback angles) can make a corner feel larger.
Privacy angles: Fewer shared lot lines can reduce window-to-window exposure and foot traffic along one side.
How to spot the “extra parking” corners (without breaking rules)
Look for homes with wider side setbacks, straighter curb lines, and gate placement that allows a tidy, code-compliant parking pad. In Ocean Pointe’s planned layouts, some corners naturally align better for this than others. Before you fall in love, we’ll review the specific subdivision’s guidelines to confirm what’s allowed (driveway extensions, pad dimensions, surfacing, and visibility).
HOA & CC&R considerations you should expect
Ocean Pointe neighborhoods typically maintain cohesive curb appeal. That can affect what type of parking surface, edging, or fencing is allowed—especially on corner lots where the side yard is more visible. The playbook: get the most recent CC&Rs and design guidelines, sketch your plan (if any), and submit for approval before spending money. I help clients collect the right documents and ask the right questions early.
Lot orientation: shade, sun, and streetscape
Corners trade one neighbor for two street exposures. That can be great for breeze and light but consider afternoon sun angles, streetlight placement, and school-bus or commuter patterns. A ten-minute visit at morning, afternoon, and evening tells you a lot—bring a notepad, check sound levels, and watch traffic turns at the intersection.
MaryJo’s quick checklist for Ocean Pointe corner lots
Walk the curb line: look for straight, level sections that could suit a neat parking pad (if permitted).
Photograph gate placement, side setbacks, and utility boxes.
Ask for the latest CC&R/design guidelines and any corner-lot addenda.
Check afternoon sun, prevailing wind, and privacy angles from the street.
Confirm trash/recycling staging spots (corners can shift where bins sit).
Where this fits in your Ewa Beach search
If you like Ocean Pointe’s walkability and planned streets, a corner lot can amplify the lifestyle with easier parking and airflow—without needing a larger parcel. If you’re also comparing nearby neighborhoods, see my guides to Kapolei and Waipahu for context on commute, schools, and amenities.
Let’s target the right Ocean Pointe corner—together
I’ll map the streets that tend to produce the best corner-lot experiences, pull fresh listings, and pre-check CC&R guardrails before you tour.
Call (808) 724-4629 or email maryjo@c21islandhomes.com.
FAQs: Ocean Pointe Corner-Lot Homes
Can I add a side parking pad on a corner lot?
Sometimes—if the design guidelines allow it and you follow the approval process. We’ll review the latest rules for your specific subdivision before you plan work.
Are corner lots noisier because of traffic?
It depends on the intersection and time of day. I recommend visiting morning, afternoon, and evening and stepping 30–40 feet along each street to listen.
Do corner lots feel bigger in Ocean Pointe?
They can feel bigger thanks to usable side space, gate placement, and fewer shared lot lines—even when the square footage is similar.
Any privacy downsides?
Two street exposures can mean more sightlines. Strategic landscaping and window treatments usually handle it—let’s evaluate each corner’s angles in person.
Ewa Beach, HI: Where Convenience Meets Island Living
Living in Hawai‘i usually comes with trade-offs. Sure, you get palm trees and sunsets… but you also get traffic, long drives, and “Where’s the nearest Costco?” moments. Ewa Beach is different.
It’s the rare spot on O‘ahu that mixes laid-back island vibes with surprising everyday convenience — and once you experience it, you’ll wonder why you didn’t move here sooner.
Everything You Need Is Right Here
Grocery runs? Easy. You’ve got Safeway, Foodland, Longs, and a few hidden gem mom-and-pop stores.
Target? Costco? Home Depot? All a short drive (or golf cart ride if you’re in certain neighborhoods).
Dining? From poke bowls to pho to plate lunch, you don’t have to leave Ewa to eat well.
Schools, Parks, and Playgrounds Galore
Ewa Beach is a family favorite for a reason:
Well-rated schools within walking or biking distance.
Multiple parks for weekend BBQs or sunset strolls.
Sports complexes, playgrounds, and beaches right down the road.
Check out One‘ula Beach Park for ocean views without the Waikīkī crowds.
Beaches Without the Crowds
Waikīkī is gorgeous… but it’s also a magnet for tourists. Ewa Beach’s shoreline? Much more local, much more mellow. Kaloi Gulch Beach Park and One‘ula Beach are perfect for quiet walks, fishing, or just watching the waves roll in. Bonus: parking is actually possible.
Commuting Made Easier (Sort Of)
Let’s be honest — O‘ahu traffic is still O‘ahu traffic. But Ewa Beach is minutes from H-1, and with the Honouliuli rail station now in operation, more commuting options are opening up.
If you work in Kapolei, Pearl City, or the west side — you’re practically spoiled.
Would you enjoy living here with a cup of coffee in hand, half-awake, still in your slippers? Absolutely. Because you can get your caffeine fix at Starbucks, Island Brew, or a local café in under 5 minutes, then take it straight to the beach or your lanai.
Takeaway
Ewa Beach offers island living without isolation. You’ve got shopping, schools, beaches, and recreation all within a few miles — plus a growing rail system to make life even easier. It’s the kind of place where you can run errands, hit the beach, and still make it home before the sun sets behind the Waianae mountains.
Bottom line: If you want the Hawaiian lifestyle without sacrificing convenience, Ewa Beach is where you should plant your flip-flops.
Is $1.5M Enough to Buy a Home in Ewa Beach?
Live the Ewa Beach Lifestyle at $1.5M
Ewa Beach is a well‑established coastal community on the Ewa Plain, offering a blend of original neighborhoods and newer master‑planned developments. With parks, schools, beach access, and golf communities nearby, it’s a favorite for families and upgrades.
With a $1.5 million budget, you’ll typically find spacious 4‑5 bedroom single‑family homes, often with garages, ocean or golf course views, upgraded kitchens, and landscaped yards. Many recent listings fall in the $1.4M-$1.6M range for high‑end finishes.
MaryJo McGillicuddy has deep experience in Ewa Beach-both in legacy neighborhoods and newer developments like Hoakalei and Ocean Pointe. Her VA loan and local relocation expertise make her an ideal guide for buyers working in this tier.
What types of homes are available for $1.5M in Ewa Beach? Homes at this price are typically premium single‑family residences, 4‑5 bedrooms, often around 2,000-3,000 sq ft, with high‑end finishes, ocean or golf adjacency, and outdoor space. Are oceanfront or golf course properties available in this range? Yes-some listings in Hoakalei or near White Plains Beach fall under $1.5M, but many ocean‑view properties do stretch above this range. Can I use a VA loan for this price point? Definitely-it’s a common range for VA entitlement buyers in the area, assuming credit and income qualifications are met. How competitive is Ewa Beach at this level? Listings priced between $1.4 M and $1.6 M often sell quickly-especially those with ocean or golf access, solar systems, and modern upgrades. Having a responsive agent like MaryJo helps in negotiating fast-moving inventory.
Single Story Homes in Ocean Pointe with Low Maintenance Yards
If you’ve ever dreamed of an easy-to-care-for single-level home in Ocean Pointe, you’re not alone.
I’ve helped buyers just like you find homes that check all the right boxes — no stairs, no massive yards to maintain, and no surprises. As a licensed Realtor living on Oahu for over 12 years, I know which Ocean Pointe neighborhoods have these rare single-story gems with minimal yard upkeep.
Whether you’re downsizing, simplifying, or just want a cleaner lifestyle, here’s what you should know.
Why Single Story + Low Yard Work Is a Winning Combo
Many homebuyers in Ocean Pointe are looking for easier living — whether for aging in place, accessibility, or simply less yard work. One-story homes are rare, and when they have smaller yards, they’re even more sought after. I often see these homes go under contract quickly if priced right.
Neighborhoods in Ocean Pointe to Watch
Ke Aina Kai: Some of the few one-story homes here come with compact side yards, perfect for minimal maintenance.
Latitudes by Haseko: While most are two-story, a few models offer first-floor living with small yards or patios.
Townhomes at Fairways Edge: Not single-family, but a great alternative with even lower yard responsibilities.
Tips to Find the Right Fit
Search for homes under 1,500 sq ft with corner lots — these often have efficient layouts and smaller yards.
Look for properties with synthetic turf, pavers, or rock gardens to reduce upkeep.
Ask about HOA landscaping coverage — some communities maintain front yards for you.
Ready to Tour a Few Options?
I’m MaryJo McGillicuddy, a local Realtor who knows every street in Ocean Pointe. I’ve lived on Oahu for 12 years, spent time in downtown condos, and now help families and retirees alike find the perfect balance of comfort and convenience. If you’re looking for a low-maintenance, single-level home, I’d love to show you what’s available now — or coming soon.
Let’s simplify your move — starting with your yard.
One important aspect that complements your Basic Allowance for Housing (BAH) is the Cost of Living Allowance (COLA).
Hawaii’s high cost of living can be a challenge, but COLA, along with BAH, can help ease the financial burden of relocating to paradise.
What is COLA?
Cost of Living Allowance (COLA) is a non-taxable benefit provided to offset the cost of living in high-expense areas, such as Hawaii.
COLA is specifically intended to cover non-housing-related expenses, such as groceries, utilities, transportation, and other daily necessities that are typically more expensive in areas like Hawaii compared to the continental U.S.
Why is COLA Important for Military Members in Hawaii?
Hawaii is one of the most expensive places to live in the United States.
The high cost of goods and services, along with increased costs of importing almost everything, makes day-to-day living more expensive.
While BAH covers housing expenses, COLA helps with other essential costs, making it an essential benefit for military members and their families adjusting to life on the islands.
For those stationed in Hawaii, COLA ensures that the cost of essentials like food, fuel, and utilities doesn’t eat into your base pay.
This additional support allows service members to maintain a similar standard of living that they would enjoy in lower-cost regions.
How is COLA Determined?
COLA is calculated based on several factors, including:
Duty Station Location: The allowance varies depending on where you are stationed in Hawaii. For example, Oahu might have a slightly different rate compared to other islands.
Rank and Pay Grade: Your rank will influence how much COLA you receive, with higher-ranking service members typically receiving a higher allowance.
Dependent Status: Whether you have dependents or are single affects your COLA amount. Those with dependents may receive a higher COLA to account for the additional costs of supporting a family.
The Department of Defense updates COLA rates regularly to keep pace with inflation and changes in the local economy, ensuring that service members receive a fair allowance that meets their needs.
Using COLA to Your Advantage
COLA is meant to help offset the increased costs you face while living in Hawaii. Here are a few ways to make the most of your COLA benefit:
Plan Your Budget Wisely: While COLA helps with daily expenses, it’s still important to budget effectively. Understanding how COLA works and planning for the cost of living in Hawaii will help you avoid financial surprises.
Consider Transportation Costs: Fuel and transportation can be significantly more expensive in Hawaii. Use your COLA to account for these costs, especially if your commute is long or involves travel between islands.
Shop Smart for Groceries: Groceries in Hawaii tend to be costly since much of the food is imported. Using local resources like farmers’ markets can help save money, and COLA can help bridge the gap for those essential purchases.
COLA vs. BAH: How They Work Together
BAH and COLA serve different purposes but work together to help cover your living expenses.
BAH is specifically designated for housing-related costs, whether you decide to live on-base or off-base.
On the other hand, COLA is meant to supplement your income to help with the extra costs associated with living in an expensive location.
By understanding and effectively using both of these benefits, you can mitigate some of the financial challenges that come with relocating to a high-cost area like Hawaii.
Together, BAH and COLA can make your transition to island life smoother, allowing you to focus on your mission and enjoy what Hawaii has to offer.
Final Thoughts
Adjusting to life in Hawaii comes with its challenges, especially when it comes to managing finances.
Fortunately, with BAH and COLA, military members can afford to live comfortably and enjoy their time on the islands without worrying about excessive costs.
Planning ahead, budgeting wisely, and fully utilizing both BAH and COLA can help ensure that your PCS to Hawaii is a rewarding experience for you and your family.
Hawaii’s army base, Schofield Barracks is located on the island of Oahu.
For many military families, receiving orders to Hawaii can spark a mix of excitement and questions.
While most know it’s a beautiful island paradise, unveiling the specifics like which island houses the base can be a mystery.
Fear not, military families!
This post will delve into the world of Schofield Barracks, Oahu, offering a comprehensive guide to life on and around this historic military installation.
Overview of Hawaii’s Army Base: Schofield Barracks
History and Significance of Schofield Barracks on Oahu
Established in 1908, Schofield Barracks boasts a rich history that parallels the evolution of the U.S. military’s Pacific presence.
Named after Lieutenant General John McAllister Schofield, who advocated for a strong Pacific defense, the base was strategically placed near Pearl Harbor to safeguard the region.
Furthermore, Schofield Barracks played a pivotal role in World War II, serving as a training ground for soldiers deployed across the Pacific theater.
Life at Schofield Barracks offers a unique blend of military discipline and a strong sense of community.
The base provides a comprehensive suite of amenities designed to support service members and their families.
These include:
Healthcare: Schofield Barracks boasts a modern medical facility offering a wide range of healthcare services for active duty personnel, retirees, and their families.
Education: The Department of Defense Education Activity (DoDEA) operates several schools on base, catering to children from kindergarten through high school. Additionally, the base offers support services to facilitate educational transitions for military children attending schools off-base.
Commissary and Exchange: The Schofield Barracks Commissary and Exchange provide convenient and tax-free shopping options for groceries, household essentials, and other necessities.
Recreational Facilities: From fitness centers and swimming pools to bowling alleys and movie theaters, Schofield Barracks offers a variety of recreational facilities to keep residents active and entertained.
A Vibrant Community Spirit
Beyond the amenities, Schofield Barracks fosters a strong sense of community through various events and organizations.
Family readiness programs, social clubs, and sports leagues offer opportunities for connection, fostering a supportive environment for military families.
Real Estate and Living Conditions
On-Base Housing
Schofield Barracks offers on-base housing for active duty service members and their families.
These include single-family homes and apartments, providing a secure and convenient living option within the base community.
Housing availability and wait times can vary depending on rank and family size. (Island Palm Communities Schofield Barracks: [https://www.islandpalmcommunities.com/])
Off-Base Housing
For those seeking more flexibility or desiring a specific location on Oahu, the surrounding areas offer a diverse range of housing options.
Furthermore, military families can leverage the expertise of a real estate agent familiar with the Oahu market to find a home that meets their needs and budget.
Additionally, as a former military spouse with over 11 years of experience living on Oahu and 6 years working as a real estate agent, I can attest to the variety of neighborhoods surrounding Schofield Barracks, each offering a unique charm and lifestyle.
Military Relocation Assistance
Military OneSource provides relocation assistance services to ease the transition to Schofield Barracks.
Schofield Barracks boasts a rich history that extends beyond its military significance.
For instance, the base was featured in the classic novel and film “From Here to Eternity,” adding a layer of cultural significance to its legacy.
Additionally, the base itself offers historical landmarks and museums that provide a glimpse into the past.
Exploring Oahu
Living at Schofield Barracks places you in the heart of Oahu, an island paradise renowned for its stunning natural beauty, rich cultural heritage, and vibrant communities.
Here’s a glimpse into what awaits you beyond the base gates:
Beaches and Outdoor Activities: Oahu boasts some of the world’s most iconic beaches, perfect for swimming, sunbathing, surfing, and snorkeling. And, for the adventurous, hiking trails lead through lush rainforests to breathtaking waterfalls and scenic overlooks.
Cultural Immersion: Immerse yourself in the rich Hawaiian culture through luaus, traditional dance performances, and visits to historic sites like Iolani Palace, the only royal palace in the United States. Furthermore, you can explore vibrant farmers’ markets offering fresh local produce and handcrafted goods.
Urban Delights: Venture to Honolulu, Oahu’s capital city, and explore its cosmopolitan offerings. World-class restaurants, museums, art galleries, and shopping districts cater to diverse interests.
Finding Your Oahu Oasis
The island offers a variety of neighborhoods, each with its distinct character and charm.
Here’s a quick guide to some popular options near Schofield Barracks:
Mililani: A master-planned community known for its family-friendly atmosphere, excellent schools, and beautiful parks.
Wahiawa: A historic town bordering Schofield Barracks, offering a mix of local shops, restaurants, and a strong sense of community.
Ewa Beach: Located on the west side of Oahu, Ewa Beach offers a laid-back lifestyle with stunning beaches and a growing community.
Kapolei: A bustling town on the southwest shore, home to Ko Olina Resort, a world-class resort area with luxurious hotels, golf courses, and beautiful beaches.
Cost of Living Considerations
Hawaii has a higher cost of living compared to the national average.
Housing costs are a significant factor, so understanding the market is crucial.
Military families can benefit from various allowances such as Hawaii BAH and COLA to help offset these costs.
Finding Your Place in Paradise
Whether you choose to live on base or explore off-base housing options, Oahu offers a remarkable living experience.
As a former military spouse and realtor with extensive knowledge of the island, I’m here to guide you through the process of finding your perfect Oahu oasis.
Transitioning to and from Schofield Barracks
Embracing the Move
Moving to or from Schofield Barracks can be a significant life transition.
However, with the right preparation and support, military families can navigate the process smoothly.
Military OneSource: Offers relocation assistance resources, including information on housing, schools, and community services.
Sponsorship Program: Connecting with a sponsor stationed at Schofield Barracks can provide invaluable firsthand knowledge and support throughout the transition.
Embrace the Adventure: View the move as an exciting opportunity to experience a new culture and explore a breathtaking island paradise.
Resources and Support Services
A Strong Support System
Schofield Barracks offers a comprehensive support system for service members and their families.
Here are some key resources:
Family Readiness Programs: Provide workshops, events, and support groups tailored to address the unique challenges faced by military families.
Transition Readiness Assistance Program (TRAC): Assists service members transitioning out of the military with career development, education, and employment opportunities.
Military Spouse Employment Partnership (MSEP): Connects military spouses with employment opportunities and career counseling services.
Building a Network
Beyond the formal support services, building a social network at Schofield Barracks is crucial. Connect with other families through on-base clubs, organizations, and social media groups.
This network will provide a sense of belonging and support throughout your time in Hawaii.
Conclusion
Schofield Barracks embodies the spirit of service, community, and strategic importance.
More than just a military base, it’s a dynamic community nestled amidst the beauty of Oahu. This unique blend of military life, cultural immersion, and island living creates an unforgettable experience for service members and their families.
Whether you’re stationed at Schofield Barracks for a few years or call Oahu home for a lifetime, this island paradise offers a remarkable place to live, grow, and create lasting memories.
FAQ: Schofield Barracks and Living on Oahu
Military Life at Hawaii’s Army Base
What is Schofield Barracks known for?
Schofield Barracks is primarily known for being home to the 25th Infantry Division (“Tropic Lightning”) and its strategic importance in the Asia-Pacific region. It also boasts a rich history dating back to 1908.
Can civilians live on Schofield Barracks?
While on-base housing is reserved for active duty military personnel and their families, civilians can find a variety of housing options in the surrounding areas on Oahu.
What are the schooling options for children living at Schofield Barracks?
The Department of Defense Education Activity (DoDEA) operates several schools on base, catering to children from kindergarten through high school.
The base also offers support services to assist with educational transitions for military children attending schools off-base.
Living on Oahu
What are the benefits of living near Schofield Barracks?
Living near Schofield Barracks offers the unique blend of military life with the beauty and cultural richness of Oahu. You’ll have access to stunning beaches, outdoor activities, and vibrant communities.
What are some challenges of living in Hawaii?
Hawaii has a higher cost of living compared to the national average, particularly when it comes to housing. However, various allowances can help offset these costs for military families.
What are some things to do on Oahu besides the beach?
Oahu offers a diverse range of activities beyond the beach. Explore the rich Hawaiian culture through luaus, traditional dance performances, and historical sites. Immerse yourself in the vibrant city life of Honolulu or hike through lush rainforests.
Moving to Schofield Barracks
What resources are available to help with a move to Schofield Barracks?
Military OneSource provides relocation assistance services, including information on housing, schools, and community resources. Connecting with a sponsor stationed at Schofield Barracks can also offer valuable firsthand knowledge and support.
How can I find a job on Oahu?
Military Spouse Employment Partnership (MSEP) connects military spouses with employment opportunities and career counseling services. Many civilian jobs are also available throughout Oahu.
What is the best way to find a house on Oahu?
A real estate agent familiar with the Oahu market can guide you through the process of finding a home that meets your needs and budget. As a former military spouse and realtor with over 6 years of experience, I can assist you in your Oahu housing search.
Living in Hawaii
What is the weather like in Hawaii?
Hawaii boasts a tropical savanna climate with warm temperatures year-round. You can expect average temperatures in the mid-70s during winter and high-80s in summer. However, brief showers are common, and occasional tropical storms or hurricanes can occur, though these are relatively rare.
What is the culture like in Hawaii?
Hawaiian culture is rich and vibrant, with a strong emphasis on hospitality, respect for nature, and family. Certainly, it’s a good idea to try to immerse yourself in traditional practices like hula dancing, ukulele music, and ceremonies like luaus.
Is it expensive to live in Hawaii?
Yes, Hawaii has a higher cost of living compared to the national average, particularly when it comes to housing and groceries.
However, various allowances can help offset these costs for military families.
I hope this FAQ provides a helpful overview of life at Schofield Barracks and on Oahu.
Finally, if you have any further questions, feel free to leave a comment below!
Cultural Adaptation Tips for Military Families Moving to Hawaii
Fostering Mutual Understanding and Respect
"Living in Hawaii for 11 years has been an incredible privilege. Each island, sight, and friend I've made along the way has taught me something invaluable about the beauty of this place and the depth of its culture."
Moving to Hawaii represents a unique and enriching opportunity for military families. Beyond the breathtaking landscapes and warm climate, Hawaii offers a rich cultural tapestry rooted in respect, community, and the spirit of 'Aloha.'
However, transitioning to life in the islands involves more than logistical preparations; it requires a deep understanding and appreciation of the local culture and traditions.
This guide aims to equip military families with the knowledge and tools needed for a respectful and smooth adaptation to their new Hawaiian home, fostering mutual understanding and respect.
Understanding Hawaiian Culture and Values
Hawaii's culture is a vibrant blend of Native Hawaiian traditions and influences from Asia, Europe, and North America. At the heart of Hawaiian culture are values that emphasize harmony, community, and respect for the land and sea.
'Ohana (Family): In Hawaii, 'ohana extends beyond blood relations to encompass friends, neighbors, and community members. Embracing this concept means supporting and respecting your extended family and community.
Aloha (Love, Peace, and Compassion): Aloha is the foundational value of Hawaiian culture, guiding interactions with others and the environment. It's about living with kindness, respect, and empathy.
Kuleana (Responsibility): This value teaches the importance of personal responsibility towards others and the environment. Understanding your kuleana means actively contributing to the welfare of the community and the 'āina (land).
Malama (To Care For): Caring for the land, sea, and people is a critical aspect of Hawaiian culture. Malama involves actions, big and small, that protect and nurture the environment and community.
The Spiritual Essence of 'Ohana
'Ohana is not just a social concept; it carries a spiritual dimension that emphasizes the inseparability of people from their ancestors, their land ('āina), and future generations. This perspective fosters a deep sense of belonging and a duty to care for one another and the world around us. In Hawaiian thought, the well-being of the individual is inseparable from the well-being of the collective and the natural environment.
Hawaii History
Hawaii's story is deeply woven with the vibrant traditions and culture of its Native Hawaiian people, descendants of the skilled navigators who journeyed across the Pacific to make these islands their home.
This rich history, however, also encompasses a period of profound change and challenge for Native Hawaiians, marked by the loss of sovereignty and significant pressures on their land rights and cultural practices.
Their ongoing efforts to preserve and rejuvenate their cultural heritage are a clear response to past adversities.
Recognizing this allows for a deeper appreciation of Native Hawaiians, their land and their culture.
Practical Tips for Cultural Adaptation
Adapting to a new culture is a journey of learning and growth. Here are practical steps military families can take to integrate respectfully and meaningfully into Hawaiian life:
Engage with the Community: Attend local events, festivals, and workshops to immerse yourself in Hawaiian culture and meet your neighbors. It's a great way to build friendships and understand local customs.
Respect Local Customs and Traditions: Learn about and observe Hawaiian customs and traditions. Simple gestures, like removing your shoes before entering someone's home, show respect for local practices.
Be Patient and Open: Cultural adaptation takes time. Approach new experiences with an open mind and be patient with yourself and others as you navigate the nuances of Hawaiian culture.
Additional Tips:
Visit cultural sites and museums, like the Bishop Museum or the Polynesian Cultural Center, to gain insights into Hawaii's history and cultural diversity.
Participate in community clean-up events or volunteer with local organizations to practice malama and contribute positively to your new home.
Encourage your family to learn and use Hawaiian words in daily conversations. This small effort can go a long way in showing respect for the local culture.
Explore the islands' diverse natural landscapes responsibly. Understand the sacredness of certain areas and follow guidelines to protect these spaces.
10 Essential Hawaiian Words and Their Meanings
Aloha - Love, peace, and compassion; also used for hello and goodbye.
Mahalo - Thank you.
‘Ohana - Family, including extended and adopted members.
Kai - Sea or ocean.
‘Āina - Land, especially the homeland.
Kuleana - Responsibility or duty.
Malama - To care for, protect.
Pono - Righteousness, balance, and goodness.
Kapu - Sacred or prohibited.
Kokua - Help, assistance.
Navigating Local Slang (Pidgin)
Understanding local slang, or Pidgin, can help you communicate more effectively and connect with locals. Here are eight common Pidgin terms:
Da kine - A catch-all phrase that can mean virtually anything, depending on context.
Talk story - To chat or catch up; a casual conversation.
Grindz - Food or a meal.
Pau - Finished or done.
Pau Hana - Literally means "finished work." It's used to refer to the time after work, often involving socializing, relaxing, or drinking.
Shaka - A hand gesture with the thumb and pinkie finger extended, used to convey the "Aloha Spirit" of friendship, understanding, and compassion. It's also a common way to say hello, thank you, or goodbye.
Ono - Means "delicious" or "tasty" and is often used to describe food. If something is ono, it's definitely worth trying.
Kama'aina - Refers to a local resident of Hawaii, regardless of their ethnic background. The term literally means "child of the land" and is used to distinguish locals from visitors. Businesses often offer "kama'aina rates" as discounts for locals.
Resources for Further Learning
To deepen your understanding and appreciation of Hawaiian culture, consider exploring the following resources:
Bishop Museum: Offers exhibits on Hawaiian history, culture, and natural science. Bishop Museum Website
Native Hawaiian Organizations: Many organizations offer programs and workshops for those interested in learning about Hawaiian culture and traditions.
FAQs About Cultural Adaptation in Hawaii
What does 'Aloha' mean beyond hello and goodbye?
'Aloha' is more than a greeting — it's a way of life in Hawaii that emphasizes kindness, compassion, respect, and a deep connection to others and the land.
How can military families show respect for Hawaiian culture?
Military families can show respect by learning about local customs, participating in community events, using Hawaiian words, and practicing malama (care for the land and people).
Is it okay for newcomers to use Hawaiian words?
Yes! Using Hawaiian words respectfully and correctly is encouraged. It shows an appreciation for the culture and helps build connections with the local community.
What are some common mistakes to avoid?
Common missteps include ignoring local etiquette (like not removing shoes indoors), disrespecting sacred sites, or assuming all Hawaiians are the same culturally. Listening and learning go a long way.
How long does cultural adaptation usually take?
There’s no set timeline, but being patient, open-minded, and actively engaging with your new community will speed up the process and make it more rewarding.
Conclusion
Moving to Hawaii is an opportunity to experience a culture rich in history, values, and traditions. By approaching this transition with respect, openness, and a willingness to learn, military families can successfully adapt to their new environment and contribute positively to their communities.
Remember, adaptation is a journey that offers the chance to grow, learn, and build lasting relationships based on mutual respect and understanding.
About the author: MaryJo brings over 27 years of experience in marketing, human resources, and community leadership to Hawaii's real estate market. As a certified military relocation professional and former military spouse, she deeply understands the challenges of relocation. Just over a decade ago, MaryJo and her family chose Hawaii as their permanent home, a decision that fuels her passion for helping others find their place in the islands. Her diverse background ensures clients receive knowledgeable and empathetic representation.
One of the key financial aspects you need to understand while PCSing to Hawaii is the Hawaii BAH rates.
It is important for any military member moving to Hawaii to have basic knowledge about the Basic Allowance for Housing (BAH).
With some of the highest BAH rates in the nation, service members can significantly offset the high cost of living in Hawaii with BAH.
What is BAH?
Basic Allowance for Housing (BAH) is a non-taxable allowance paid to you in addition to your salary. This BAH amount is added to your base pay to help you meet your housing expenses.
Who gets BAH? It is open to all the service personnel of the United States Armed Forces, these include the Air Force, Army, Coast Guard, Marine Corps, Navy, Space Force, and Reserves if applicable.
In particular, if you reside off-base and government quarters are unavailable, you’re eligible for this allowance.
Why is BAH important? Housing in Hawaii is relatively costly because the land is scarce and the population density is high. This is where BAH ensures that service members are not spending a lot of their money in search of a decent home.
BAH Rates in Hawaii for 2025?
BAH is assigned based on your duty location, pay grade (rank), and dependent status allowing you to use it for renting or purchasing a home.
This means that if you are posted in an area where housing is expensive such as Hawaii, then your BAH will be on the higher side.
Your actual BAH rate may vary and to determine your BAH rate, you can use the BAH calculator developed by DTMO. Here you can enter your pay grade, duty station, and zip code to get the most accurate BAH rate with or without dependents.
Here’s a table summarizing the 2025 BAH rates for Honolulu County, Hawaii, for various ranks with and without dependents:
From the above table, it can be seen that Service members with dependents in 2024 got 25% more BAH compared to those without dependents.
Note: BAH rates only look for dependency status, it doesn’t consider the number of dependents that you have.
BAH rates are reviewed each year depending on location, economy, and the progress in housing in the area. This means that BAH is variable based on the market prices for houses.
To protect service members from any decrease in BAH. There is this individual rate protection for Basic Allowance for Housing (BAH) that makes sure there is no decrease in your BAH rate.
This is good for those who have made long-term commitments with housing and are dependent on BAH.
Individual rate protection remains in force until and unless the status of the member changes due to:
Permanent Change of Station (PCS)
Reduction in pay grade
Change in dependency status
Also, Service members are entitled to the higher of two amounts: the new BAH rates that went into effect on January 1 or the housing allowance they were paid on December 31 of the preceding year.
Housing Options with Hawaii BAH
The real estate in Hawaii is challenging as it is an island with very little space for construction and new infrastructure. However, Hawaii is a good place for real estate investment.
I know some of my military personnel clients who built impressive real estate portfolios in Hawaii while being stationed here.
In this context, BAH can be helpful in the purchase of a house but it doesn’t cover all the home ownership costs.
There are other considerations with BAH and housing:
Cost of Living Allowance (COLA)
In Hawaii, the Cost of Living Allowance (COLA) is a special pay for military members to cover their living costs.
What does COLA cover? COLA modifies for the higher expense of living which involves food, fuel, and other requirements. It can go a long way in helping you save on your finances in the long run.
How does it work? COLA is paid out based on rank, dependents, and the duty station. Here is a COLA calculator for you.
Besides COLA, military personnel can also receive Basic Allowance for Subsistence (BAS) which is supposed to cover meals. This is given to Officers and Enlisted members who are in single/unaccompanied Government quarters.
Buying a Home (With BAH & VA Loans)
Given that Hawaii BAH rates are said to be ‘some of the highest in the nation’, you can consider purchasing your home in paradise.
This can be very much possible through VA loans. Perhaps one of the biggest advantages of VA loans is that they offer a 0% down payment.
How does this work? To qualify for a VA loan, you can work with a loan specialist and submit your sources of income like Hawaii BAH, BAS, and COLA, and all military-related income sources along with your application.
What about homeownership expenses? Although BAH helps, other expenses like property taxes, homeowners insurance, HOA dues and maintenance should also be included in your budget.
Why choose VA loans? VA loans are also favorable because they come with reasonable interest rates and you don’t have to pay for private mortgage insurance (PMI).
Here's something cool. What could you buy just using your Hawaii BAH?
BAH Mortgage Affordability Calculator
Hawaii BAH Mortgage Calculator
Find out how much home your full BAH could buy.
Renting a Home
Another way through which military personnel can utilize their BAH in Hawaii is by renting a house. For renting, you always have to factor in the cost of living and the cost of rent on the islands.
What should you consider when renting? When searching for rental properties, it’s important to look at locations that fit within your BAH allowance. Research neighborhoods with reasonable rental prices while still being convenient for your daily commute.
What will it cost you? Rental prices vary widely across Hawaii. For instance, in Honolulu, a two-bedroom apartment is likely to cost $2,000 per month in rent. Your BAH can assist you with rent bills but you have to make sure to factor in other things like water and electricity bills among others.
What are some tips for renting?
Start your search early: The rental market is quite saturated and therefore competition can be quite high.
Use local resources: Look for houses online using a website and local Facebook groups or talk to your sponsor or someone you know at the base.
Consider shared housing: If you are alone, then sharing your house with someone can help you cut down on your expenses greatly.
Types of BAH
As we talked already, BAH rates are dependent on a few factors but did you know there are different types of BAH? Let’s explore the main types of BAH available to service members.
BAH with Dependents and BAH Without Dependents
Mostly you will notice there are BAH With Dependents and BAH Without Dependents.
BAH With Dependents is given to service members who have at least one family member who qualifies as a dependent as defined by the government
BAH Without Dependents is for single service members or those who have no dependents
Dual Military BAH
For military couples in which both partners are active-duty service members, then both members are provided with their BAH rate dependent on their rank and the number of dependents they have.
If the couple has children, the one with the higher pay grade will be entitled to BAH with dependents while the other will be entitled to BAH without dependents.
Partial BAH
Partial BAH is for those service members who are living in the Government quarters or on-base barracks but need assistance with their housing expenses.
This allowance is determined by the rank of the officer:
BAH Reserve Component/Transit (BAH RC/T) or BAH Type 2.
BAH Reserve Component/Transit (BAH RC/T) is a type of BAH that is intended for Guard and Reserve members on short-term active duty
BAH RC/T rates are set each year and are calculated by adjusting the previous year’s rates by the national average percentage increase in housing costs.
BAH-Differential (BAH-Diff)
We have the BAH-Differential (BAH-Diff), which is available to service members who pay child support.
This allowance depends on the pay grade and is meant to assist those who have to pay child support. To be eligible for BAH-Diff, the child support payment made must be equal to or greater than the differential BAH-Diff rate applicable to the member’s pay grade.
BAH Data Collection
The Hawaii BAH rates are set by the U.S. Department of Defense (DoD) based on several important factors.
To make sure that service members are paid a proper allowance that corresponds to the local housing market, the DoD gathers a lot of data.
Sources of Information and Analysis for BAH
To determine BAH rates, the DoD collects information on the average rent for apartments and houses in various locations in Hawaii
These are some reputable sources of data:
U.S. Census Bureau
Bureau of Labor Statistics
Rental listing websites
Offices of military housing in the locality
Information is gathered every year for about 300 military housing areas (MHAs) in the United States, including Alaska and Hawaii.
The Annual Data Collection Process for BAH
Each year, the Defense Travel Management Office (DTMO) offers four one-day BAH workshops for the Military Housing Offices (MHO) points of contact.
These workshops are focused on the training of the housing allowance, introduction to data collection, and reporting aspects.
In computing BAH, the DoD incorporates local market data for rental housing and utility costs such as electricity, heating fuel, water, and sewer.
This approach ensures that all the costs that are associated with the computation of BAH rates are captured.
This is because the DoD collects a lot of data to determine the BAH rates for military personnel in Hawaii to ensure that they get the right amount of housing support they need.
BAH for Hawaii FAQ’s
1) What is the BAH for Hawaii?
BAH for Hawaii is based on rank, dependency status, and your base location
2) How much is BAH in Hawaii E4?
An E-4 with dependents in Hawaii received a BAH rate of $2,727 in 2024.
3) How much does the military pay in Hawaii?
An E-4 / E-5 in Hawaii will earn a total of $6,000 per month, which includes base pay of $3,066 and BAH of $3,009 per month.
4) Where is the highest BAH rate?
The BAH rates in Honolulu County are among the highest in the state, with an O-7+ with dependents receiving $4,680+ in 2024 and an E-1 with dependents receiving $3,009+
5) Can you get BAH if you're single?
Yes, single service members are entitled to BAH without dependents which is less than BAH with dependents.
6) Do I have to use all my BAH?
No, BAH is all yours and you can choose how to spend it. In Hawaii, BAH is expected to pay for between 80-90% of all your homeownership costs.
7) Can I buy a home with BAH in Hawaii?
Yes, you can use the BAH to pay for a mortgage when purchasing a home in Hawaii.
8) What if I refinance my loan?
If you refinance your mortgage, your BAH will continue as long as you remain eligible and your housing costs don't decrease.
9) Can I buy land with BAH?
Yes, even though BAH is for rental or mortgage payments on a home it can be used for buying a land.
10) Is Army BAH different than Navy BAH?
No, BAH rates are the same across the various sectors of the military such as the Army, Navy, Air Force, Marines, and Space Force.
Here are some helpful resources for military personnel moving to Hawaii:
The Defense Travel Management Office (DTMO) website: [2]
The Department of Veterans Affairs (VA) Loan website: [3]
Information on public schools in Hawaii: [4]
About the Author
MaryJo is a certified Military Relocation Professional and a retired military spouse. She has extensive experience helping service members and their families navigate the challenges of moving to Hawaii.
Contact:
If you have any questions about buying a home or just need information about schools, shopping, beaches, or other aspects of life in Hawaii, you can contact MaryJo at (808) 724-4629.
To search for your housing options, you can start your search by browsing through available houses through our listings.
What Color Should I Paint My Hawaii Home? A great question to ask yourself.
After all, you have spent a lot of time and money on your Hawaiian home so it would only make sense that the colors are perfect for what you want in your life right now.
Hawaiian homes are different. And, while some people go with the traditional white or beige of a beach house, others want to incorporate more color into their Hawaiian home decor.
If you need further help with color selection for your Hawaii home please don’t hesitate to contact me at 808-734-4629. I’d love to help you with your decision.
What to Use and Not Use as an Exterior Color
While you may believe your home is a sure-fire winner when it comes to getting it sold, certain aspects about its exterior will get it sold faster than others.
Many homeowners do not realize that the color of their home’s siding or exterior paint may give them an edge during the sales process.
Before you review which exterior colors sell a house, you need to know more about the hues that will scare a buyer away.
Foreboding Colors Won’t Sit Well For Your Hawaiian Home
Two colors that will make people wary about buying a house, regardless of its other qualities, are brown or black.
These intense shades make it difficult to illicit buyer interest. Don’t even think about using brown, and only use black for exterior accents.
Black provides a striking effect on front doors or shutters. However, covering an entire exterior in black is not good karma – especially in Hawaii.
A sandy color brown is ok, and like black, deep and dark browns are ok for accents.
Green – Be Careful about the Shade You Choose
If your home is trimmed in green, well, that is okay. However, if your house’s exterior is painted classic green, candy-apple green, or dark green, you may want to consider changing the color.
Studies show that these hues of green do not win people over. While it never hurts to choose a color that blends in with other homes, choosing a green might not be such a good idea.
For example, a dark green house is difficult to notice. Also, a citrusy green will stand out, but, according to research, lacks buyer appeal.
If you must paint the exterior green, it’s best to choose a sage color, which gives the home a more neutral look. Subsequently, you’ll get more buyer appeal.
Yellow paint color for your Hawaiian home
While pale yellow is a happy and sell-friendly color, a bright yellow house will drive a buyer away.
When a house is painted in a bright yellow, it sends a message or a warning to the real estate buyer – one that can only be read as CAUTION, or Buyer Beware!
Yellow is a lovely color, as long as you don’t paint your home the color of a crosswalk or stoplight.
Ocher or pale straw will reap better results.
Can I Paint my Hawaii Home Purple?
Purple is a whimsical color, but not a widespread choice when it comes to selling a house.
Use a lighter, more neutral shade for your home’s exterior and add purple flowers to a flower box.
Keep purple in the places where buyers expect.
While people don’t mind to see purple blooms brimming from a planter, they won’t feel the same type of endearment toward a purple-painted house.
Not Too Pretty in Pink
Another color you want to avoid when selling your home is the color pink.
Again, this color lacks widespread buyer appeal when painted on the outside of a home.
Instead, give your home a classic look by painting it a more timeless color, such as traditional white.
You want to avoid using the above-listed colors so real estate buyers won’t avoid contacting you.
Now that you know what exterior colors are no-no’s, you can focus on the colors that most buyers like.
White and Off-white
According siding and painting specialists, you can never go wrong with white or off-white.
If you select an off-white or white paint or siding, offset the color with a darker color for contrast.
Use the darker hue on the shutters, trim, windowsills, and front door.
White is a big draw, as it makes a home look cleaner and better maintained. It is one of the most common colors used when selling homes.
Gray is Okay for Your Hawaii Home
Gray is another color that often sells real estate, as long as you don’t go too dark, and use a lighter shade, such as a dove gray.
Some people prefer this color, as it is not the commonly used eggshell, off-white, or white colors used for painting exteriors.
Painting or Siding a Home in Hawaii
With that being said, painting homes or adding siding in Hawaii is not quite the same as painting or siding homes on the mainland.
For one thing, the scenery is different, and so are many of the architectural styles.
Therefore, it is important to keep this in mind when choosing an exterior color.
If your home is older, you may want to research your home’s architectural design and learn more about what colors are historically important.
Some painters will paint a house using “Heritage” colors to compliment a home’s design and history.
Making a Color Selection
When selecting exterior house colors, you need a main color, trim color, and accent color, all which should fuse nicely, after they are applied to the exterior.
What you normally would use as an accent or trim color should not cover the whole exterior, unless, the trim color is white.
Choose a lighter or more neutral color for the main part of the home and a complimentary and contrasting color for the trims, windowsills, and door.
Look at almost all the homes you see. They are two to three toned and follow this pattern. Lighter colors for the main body and darker accents.
Hawaiian-friendly Exteriors
One of the colors to use on Hawaiian homes, is blue-gray, which goes nicely with an off-white or white trim.
This color combination sparks an added bit of curb appeal, as it adds more depth and excitement to the color gray.
Yellow is also a good color to use, as long as you keep it mellow. When you tone down yellow, it sends out a feeling of optimism and friendliness.
Light blue creates a feeling of security and trust, which, after all, is what owning a home is all about.
Use pale blue to increase a home’s energy, including your listing price. Another great color to consider is putty – not quite gray but not exactly white.
This is an ideal color to use when you live on a street that features lots of trees.
What do you think? What color appeals to you?
Remember, the exterior colors you choose for your home must have wide-spread appeal. Look for a fit into the theme of the islands or the surrounding homes in your community.
Before you sell your house, think about how people may respond to your home when they see it for the first time.
While you may like your home’s exterior color, it may not be the right color for attracting buyer interest.
This is a central tenant to what color should I paint my Hawaii home.
Please give me a shout or talk to a professional painter if you feel you may need to make a color change.
MaryJo McGillicuddy
