Quick Answer: If you are PCSing to Hawaii and think you may buy a home, start researching Oahu and talking with a local Realtor several months before you arrive. You do not need to be ready to make an offer. Starting early gives you time to understand your budget, commute, neighborhoods and what your money can realistically buy.
In my experience working with military families moving to Oahu, one of the biggest mistakes is waiting until you arrive to begin learning the housing market. Your PCS orders may tell you where you will work, but they do not tell you where you should live.
Before seriously house hunting, I want my military buyers to understand three things: what they can comfortably afford, what kind of commute they are willing to accept, and where they are willing to compromise. Once those pieces are clear, looking at homes becomes much more productive.
You can do much of this before you ever get on the airplane. We can compare communities, watch homes come on and off the market, discuss your BAH and VA financing, and begin narrowing down the parts of Oahu that fit your family.
If you have PCS orders to Hawaii, you can contact MaryJo McGillicuddy, Realtor Associate and Military Relocation Professional (MRP), at (808) 724-4629. Even if your move is still months away, that is a good time to start the conversation.
| Before Your PCS | What to Do |
|---|---|
| 4–6 Months Out | Talk with a Realtor and start learning Oahu communities. |
| 2–4 Months Out | Define your budget, commute limits and housing priorities. |
| 1–3 Months Out | Get serious about financing and watch homes that fit your search. |
| Ready to Buy | Focus on the homes and locations that fit the plan you already built. |
There is another reason to start your Hawaii home search early: your temporary lodging period will not last forever. You do not need to rush into buying a home, but you also do not want to spend your first weeks on Oahu starting from zero.
It normally takes looking at homes in several different parts of the island to get a real feel for what your budget buys. A home in Ewa Beach can offer a very different combination of space, age and neighborhood than a similarly priced home elsewhere on Oahu.
Starting online with your Realtor before you PCS can shorten that learning curve considerably. MaryJo can send videos of homes and neighborhoods, conduct live video tours, and use Zoom calls to walk through listings and answer questions while you are still at your current duty station.
The goal is not to pressure you into buying before you arrive. It is to help you arrive on Oahu already understanding the market, the communities you are considering and the types of homes that fit your budget. Then your time on the island can be spent confirming what you have learned rather than beginning the entire process from scratch.
MaryJo McGillicuddy, Realtor Associate, Military Relocation Professional
Century 21 Island Homes
📍 91-1105 Keaunui Dr #520, Ewa Beach, HI 96706
📞 (808) 724-4629
✉️ maryjo@c21islandhomes.com
🌐 sellhomeshawaii.com
Start researching several months before your PCS. You do not need to be ready to make an offer. The early stage is about understanding Oahu communities, your budget, commute and what different homes look like within your price range.
Yes. Working with a Realtor before you arrive can help you narrow down neighborhoods and understand the market before your temporary lodging period begins.
Yes. MaryJo can send photos and videos, conduct live video tours, and use Zoom calls to help you evaluate homes and neighborhoods while you are still at your current duty station.
Not necessarily. Some military buyers are comfortable buying remotely, while others want to see homes and neighborhoods in person. Starting early gives you more information without requiring you to buy sight unseen.
It is worth comparing several communities before deciding. Looking at different parts of Oahu helps you understand the tradeoffs between commute, price, home size, age and lifestyle.
If buying is a possibility, start learning the housing market and talk with a local Realtor. You can then begin defining your budget, commute limits and housing priorities before you arrive.